eP
eParcela
Cadastre

Mortgage Cancellation

Procedure for removing a mortgage from the real estate cadastre after loan repayment — documentation and deadlines.

1–3 weeks€50–2003 steps
1

Obtaining release letter

The bank issues a release letter (consent for mortgage cancellation) after full loan repayment.

The bank issues a release letter (consent for mortgage cancellation) after full loan repayment.

Responsible: Bank / Creditor
Deadline: 5–15 days
Documents:
Release letter
2

Release letter certification

The release letter must be certified at the notary or court.

3

Cancellation application

The owner submits an application to the Real Estate Administration for mortgage removal from the cadastre.

All Procedures